Feenix Merchant Capital

Feenix Merchant Capital offers a smarter way to fund your clients — with capital that’s designed to be forgiven over time. Instead of burdening merchants with aggressive daily payments or long-term debt, our program allows up to 100% of the loan to burn down across

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Financing is subject to approval. Terms and conditions may vary based on applicant qualifications. Approval and funding are not guaranteed.

Explore Business Loan Options That Fit Your Needs

Whether you want to grow your business, manage everyday expenses, or handle unexpected costs, there are multiple financing solutions available. Options include short-term funding and SBA loans.

Feenix takes a personalized approach to business financing. Our specialists learn about your business and goals so you can evaluate your options with confidence and choose a loan that supports your needs without stretching your finances too thin.

Short Term Business Loans

Quick funding designed to cover immediate needs, typically repaid over a shorter period.

SBA Loans

Government-backed loans that offer competitive rates and longer repayment terms for qualified businesses.

Working Capital Loans

Financing used to manage daily operations like payroll, rent, and inventory.

Equipment Financing

Loans specifically for purchasing or upgrading business equipment, with the equipment often used as collateral.

Business Line of Credit

Flexible access to funds that you can draw from as needed and only pay interest on what you use.

Payment Systems We Work With:

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& More!

Get Your Loan in 4 Easy Steps

Why Choose Feenix

Fast Approvals

Get funding quickly so you can move forward without delays.

Flexible Terms

Choose repayment options that align with your cash flow.

Personalized Support

Work with specialists who understand your business.

Competitive Rates

Access financing with rates designed to stay affordable and cost-effective.

FAQs

At the moment, the minimum credit score requirement for a loan is 650.
Fees can vary depending on the type of financing and lender. Some loans may include origination or processing fees, while others may not. Your financing specialist will clearly walk you through all costs upfront so you can make an informed decision with no surprises.
Checking your options typically involves a soft credit inquiry, which does not impact your credit score. If you choose to move forward with a specific offer, a hard inquiry may be required, which can have a small effect on your score.
Business loan funds can be used for a wide range of needs, including covering operating expenses, purchasing inventory or equipment, expanding your business, or managing unexpected costs.

Get the Funding Your Business Deserves

Financing is subject to approval. Terms and conditions may vary based on applicant qualifications. Approval and funding are not guaranteed.